Tuesday, May 14, 2013

A short biography of Swami Sivananda

A friend suggested that I write a short article on Swami Sivananda for the benefit of my readers. Needless to add more information may be sought from Wikipedia, as well.

Swami Sivananda was born on 8th September, 1887 in a well read and pious Tambrahm family that belonged to a village called Pattamadai, in Tirunelveli District, Tamil Nadu. His noble nature and putting others before self was seen from the early years of his childhood. His grasp of Vedanta seemed natural. He was a born Karma Yogi. True to his nature he qualified as a medical doctor and was so immersed in it that he would not hesitate to travel anywhere if there was a need.

In 1913, he went to Malaya and served in various hospitals for almost 10 years. He spread health awareness vide his writings in medical journals.

He came to Rishikesh in 1924. He did not wish to lead a householder's life and renounced his attachments and career and devoted himself totally to the service of mankind. In 1925 he started a charitable dispensary which is now a full fledged hospital that does not charge a dime for treatment. This hospital has no dearth of doctor volunteers who spend a few months here, in spite of having work commitments, elsewhere.

Swami Sivananda evolved as a Yogi and was not a man of miracles. His motto was 'Be Good, Do Good'. Simple and remarkable !! He inspired people. His generosity was well known. Once his well wisher remarked that he should save for a rainy day and Swamiji smiled and said not to worry about such trifles. 

To give is one thing but to be unconditional and gracious needs a different mindset, isn't?

His spiritual teachings attracted a lot of attention and in 1932 the Sivananda ashram was built on a huge chunk of land that was donated by the erstwhile King and Queen of Tehri Garhwal, District who were his ardent devotees. Today this ashram manifests itself beautifully on the banks of the river Ganges.

Four years later the Divine Life Society was formed to propagate his teachings to the rest of the world, which his ambassadors very ably accomplished. 

A few years later the Yoga Vedanta Forest Academy was set up to conduct organized spiritual lessons in philosophy and yoga. This academy has flourished since then and attracts many students and seekers from all over the world, to understand and disseminate spiritual knowledge.

Swami Sivananda has written almost 300 books in his lifetime. On 14th July, 1963 Swamiji attained enlightenment. 

Om Tat Sat

Thursday, May 9, 2013

Share market - a maze s me

Ask any Indian about the share market and he will have a story to tell. If not, he will try and make up an impromptu story at least to strike an interesting conversation. Smart aye? This is the extent to which people are hooked onto the stock market, no matter what their profession is.

During the periods 2005 - 07, the Sensex sky rocketed up from 6k to 20k and people made obscene amount of money. Bravo to the UPA (United Progressive Alliance) that had come to power in 2004 and was serving their first term, Indian economy was booming with increased growth and productivity and so was the world economy, in general. 

Everybody was making merry including the Indian housewives who left their nest and got hooked onto their computers and started trading. Bollywood wasted no time in making a satire 'saas, bahu aur sensex (mother in law, daughter in law and sensex). Those years were mind boggling and every share had a midas touch literally. NRI's felt very miserable squirming and fretting as to how their uncles, aunts, nephews and nieces were making easy money. This was a no brainer to them. 

The party did not last for ever. European banks and the American investment banks well took care of that aspect in 2009 and the markets were doomed so to say. The last four years have witnessed serious global financial and economic disasters one after another starting with collapse of Lehman Brothers, Barclays Bank, Sub prime mortgage crisis, European economy hitting rock bottom and the economy is not on a glorious path of recovery yet. 

In the mean while the UPA enters its second term in 2009 and a year later the Indian people were in for bigger shocks as the media made shocking revelations by exposing the apathy, gross mismanagement and collapse of governance by the Government caught up in an endless list of scams involving billions of dollars and loss to the exchequer. The country is still reeling under the impact and there were rumors of mid term polls last year. All this has left an indelible mark on the share market and the market has been quite wishy washy ever since, with occasional signs of probable recovery, but not gaining any momentum. 

Year 2014 is the election year and in spite of all odds UPA could come to power but the flip side would be that the market could go either way. Strange is the behavior of the share market. Market belies reason and logic. Market mood is unpredictable.

Let me give you  the current position from a broad perspective.


  • In 2013 the Sensex has crossed 20k for the third time, twice in January and now on 8th May. 
  • During the periods from July 2012 to March 2013, FII on an average have pumped in approximately $ 2. billion. 
  • In April the investments were less than $1 billion. 
  • In May the foreign investments  has been steadily increasing.
  • Inflation is down to 6%
  • Commodity prices (gold, oil)  have gone down considerably.
  • Normal monsoon weather has been predicted by Met Department.
  • The Reserve Bank of India has reduced the interest rates by 25 basis points.  Hence the rate at which banks can borrow from RBI is 7.25% - lowest for the last 2 years.


Flip side:

  • The Current Account Deficit (CAD) is still high at over 6%
  • Government is in a mess. 
  • Corruption allegations are rampant.
  • Corporates are still not investing in a big way on Capex
  • Retail investors are yet to participate in the equity market
  • No meaningful IPO in the horizon.
  • Traditionally May has been a bad month for investments (except in 2009 and 2004 where the returns were in excess of 15% - election months)
Which way the market will swing and start a trend one more time will be interesting to see !!







Wednesday, May 8, 2013

Our Gratitude to Sivananda Ashram

I recently spent two weeks at the Sivananda Ashram, Rishikesh, along with my husband. This being our first trip to a monastery, our knowledge was limited to online information only. We were received warmly and efficiently at the reception and then directed to accommodation after a brief explanation of the ashram routine and activity. The room allotted was neat, with clean sheets and had all the basic facilities that one would need. Our intention was to stay within the ashram for the entire duration of our stay and partake in all the daily activities. The ashram has a continuous and structured activity schedule. The morning activity starts at 5 am at the Samadhi Shrine with prayer, meditation and a short spiritual talk for one hour. This was followed by the chanting of Om Namah Shivaya at the Vishwanath Mandir, concluding with mangala aarti at 7 am. The breakfast is served sharp at 7 am and from 7.30 onwards there is a recitation of Vishnu Sahasranamam for half an hour; followed by one hour of meditation (chanting Om Namo Narayanaya) . From 9 am to 11 am it was our routine to be at the Library. Again in the afternoon for two hours, from 2 pm to 4 pm we were at the Audio Visual Library. Daily four hours of either reading from the vast collection of spiritual books and listening to audio CDs became our routine for the entire duration of our stay. Both the Library and Audio Visual Library have an amazing collection of books and CDs . The lunch is served at 11 am and dinner at 7 pm with a second batch after half an hour, respectively. The lunch and the dinner bell brought back memories of my school days. The traditional way of sitting down and eating, also reminded us of our younger days at home. The prayer before lunch and dinner was like music to my ears, although I had no idea of the verses, except for a few which I had learnt in my childhood. We both belong to the Tamil Brahmin family, and saying our prayers daily in the morning and evening for a brief while, was part of our upbringing. However, we were not into recitations of the holy books, although we were broadly aware of the stories and the values conveyed by the scriptures. This we had learnt from our grandparents and parents. A prayer before lunch and supper was a novel experience to us and very energizing. The Satsang that followed from 7.30 pm to 9.30 p.m. was very soothing. The prayer book that we purchased from the library was of immense help in the chanting and recitation of all the shlokas . In the evenings, just before dinner we made our way to the Ganges and listened to the prayer by the river side at Gurudev Kutir. It was simply marvellous. It was almost as if we felt the presence of the Divine at Gurudev Kutir. By day 3, we had started meeting and bonding with people from different walks of life and different parts of the world. We met devotees from Switzerland, Japan, Italy, England, Netherlands and from Mumbai, Chennai, Bangalore and many other parts of India. This indeed was ‘Unity in Diversity’. We started getting to know each other better as time went by. We were also very fortunate to attend some of the lectures conducted by the Vedanta Academy as guests. The lectures by the Swamijis on wide ranging subjects from Religious Consciousness, Yoga Sutras, Upanishads and Modern Philosophers were very refreshing and insightful which made me think about philosophy, religion and life in general. Basically it made us think, think and think. This too became part of our routine. During this period we got the opportunity to meet the Swamijis. They were very nice and made the time and effort to understand who we were and what we did. We were very humbled by their kindness. Swami Sivananda's abiding principle that no work is menial was so adequately displayed in the mix of devotees that took part in doing kitchen duties like cutting vegetables and serving food . As part of Seva my husband would go cut veggies in the kitchen and I was given a wee responsibility in proof checking a manuscript. We felt so good about it. With each passing day we felt deeply involved both physically, mentally and emotionally towards the ashram routine. We were involved for over eight hours a day in the Morning Prayers, chants, meditation, the mangala aarti and the Satsang. We could feel the vibrancy in the air and the resplendent surroundings added to the divinity. Although initially, both of us were unable to keep pace with the recitation of the Bhagvad Gita and the Vishnu Sahasranamam, we felt the energy and found it so mesmerizing that we would close our eyes and be in the moment. However, in a week’s time we were able to recite the prayers as this was slowly getting embedded in our minds. We felt happy about the progress we had made and the fact that we were able to participate meaningfully. I was also a part of the Matru Satsang readings, as well on a daily basis for one hour. This focussed on readings from the autobiography of Swami Sivananda and Holy Scriptures both in English and Hindi. All the matajis were very helpful and made me feel part of the gathering. By end of the week I knew all of them, not just by their names but each one had an interesting story to tell about their association with the ashram, which dated back to much before I was born. I could sense their warmth and joy as they were remembering their past. They literally grew up with Gurudev. I was overwhelmed at their devotion and dedication to the ashram. They were kind enough to gift me a book which had Gurudev’s teachings, in appreciation of the fact that I made it a point to attend the Matru Satsang without fail. I was quite touched by this gesture. Last but not the least, how could one not mention about the tasty prasadams? They were practically like a mini meal. There was too much food here and we were humbled by this generosity. The sattvic and healthy food made us feel light and energetic all day long. I would like to conclude by stating that both of us have taken our baby steps in this divine path of spirituality. We realize that we have a long way to go. Learning, understanding, adapting and slowly evolving into a still better human being, what more could we ask for? We already feel that the two weeks stay has given us freshness, joy, positivity and renewed energy. We truly feel blessed!! This ashram set amidst the majestic Himalayas is definitely a heaven on earth – Devlokha in this Kaliyug. We are ever so glad we made this trip. HARI OM TAT SAT

I was startled to see two strange men seated on the tattered sofa of my tiny home. I quickly hid behind the curtain but it was too late....